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How Healthy is Your Home? Trust The Home Comfort Doctor for Your Service Needs

HVAC Financing in Garner

Multiple Options to Accommodate All Kinds of Budget

At Thermo Direct, we don’t want credit to affect your ability to have a working HVAC unit. With this in mind, we are the only HVAC company in North Carolina that offers a no-credit-check financing program (this financing offer does not apply to Wells Fargo). This means that regardless of your credit score or your credit concerns, you can get heating and air for your Garner home and keep your family comfortable.

Comfort Is Just a Click Away

Thermo Direct has partnered with four of the most reputable and trusted financing companies in the country. Each one offers several advantages depending on your current financial situation.

Your options include:


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If you need more information about our flexible financing options, please feel free to reach out to us. Our team will gladly explain to you each option and answer any questions you may have, so you’ll know which payment plan is the right one for your financial situation.

Thermo Direct is looking forward to assisting you regarding our HVAC financing in Garner, Raleigh, and the surrounding areas. Call us now at (919) 355-9880!

Trust Thermo Direct for All Your Service Needs

Let the Home Comfort Doctor Take Care of You
  • 24/7 Emergency
    Services Available

  • State-of-the-art
    Diagnostic Equipment

  • 2 Decades
    of Experience

  • Trained and Certified

  • Free Estimates
    on Installations

  • Focused on Integrity,
    Honesty & Professionalism

  • True Transparency

  • BBB A+ & Angie's List
    Super Service Award

Read Our Customer's Stories

  • “Would definitely recommend Thermo Direct!”

    Reginald H.

  • “There are no problems at all and it is very good to make an appointment”

    Howard C.

  • “They were quick to respond to any questions and the installers did a really good job.”

    Regina H.

  • “Great job! Will be signing with them for yearly maintenance. Thanks again!”

    Jason K.

  • “You can trust Thermo Direct, you'll get your money's worth, and they will come no matter what time of day.”

    Marc O.

  • “Their commitment to their profession, to customer service, to integrity, honesty, and completing the job the first time, keeps me coming back and referring them to friends and family.”

    Satisfied Client

  • “Everyone friendly and professional from the office staff to the installers.”

    James K.

  • “Always on time and make you fell at ease when coming into your home.”

    Kim E.

  • “Thermo Direct is very professional and suggests the better things to do.”

    Alvin & Sandra R.

  • “The workers needed no supervision if you will every man knew his job and we did not see on slacker in the group! What a company!”

    Beverly G.

  • “I have been a customer for 10 years and I am very, very happy with their service.”

    Satisfied Client

  • “They were very responsive.”

    S Phillips

  • “I couldn't ask for a better service from the service people and the staff.”

    Ozella B.

  • “Thermo Direct was wonderful. They came out and did an excellent job.”

    Katie W.

  • “ We're very satisfied with the service we get when we call them. They're just wonderful!”

    Warner and Louise Johnson

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